About Us

About Fidelity First Florida

We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face, and let us configure a loan that meets those needs as quickly as possible. We have streamlined our process, so you can capitalize on fleeting opportunities.

Break down the barriers to financial growth and debt repayment with the help of our proven group of professionals. Each of our loan officers is committed to delivering a customer experience unlike any other. We value the communities we serve.

Whenever you decide the time has come to change your living situation for the better, you have a friend in the business that is ready to help. Our mortgage team has consolidated this process in a way that makes home buying a reality for those with less-than stellar credit. Whenever you need a lower monthly mortgage payment or a source of cash for home improvements, contact Fidelity First Florida.

A Lender That Listens

Our team has more than 20 years of experience navigating the ups and downs of the housing market. It helps to have a long view of the process, and that is what makes our experience so valuable.

Whether you need a loan for a new home purchase, or you are looking to refinance to consolidate your debt, we have the right product for you.

Steve Ruben

Steve Ruben

Steve Ruben has worked in the mortgage industry for over 20 years. Steve has survived the volatile nature of the housing industry with ease. He has thrived because of unique and personal relationships he has cultivated with 1500+ clients. Steve brings a wealth of knowledge and expertise to any situation. Whether you are purchasing your first house or your family would like a lower rate on their current mortgage, Steve has a knack for finding the perfect solution.

Steve Ruben owned his own mortgage company, The Mortgage Depot, Inc., from 1999 to 2010. During these years his company was very successful. He was able to cultivate a vast and eclectic clientele of borrowers. Many of them followed him to Fidelity First in 2010 due to his personable nature and his ability to find outstanding mortgage solutions for his clients.

Steve recently opened a Florida office for Fidelity First. Located in Winter Garden, Florida, he is able to bring his mortgage expertise to the people of the Sunshine State.

He has the ability to obtain a variety of loan types – FHA, VA, USDA, Conventional, Purchase, Refinances and Reverse mortgages – Steve plans to see Florida residents receive the best mortgages available.

Steve is generally available 24/7. Please call with any questions about your lending needs. Steve is confident he can find a solution to make your life easier and save you money.